As the number of households in the United States with no banking relationship increases, so does the market for payroll cards. TranSend’s payroll card program is an easy, convenient solution for employers who want to convert paper paychecks into cards. Payroll funds are deposited directly to the card instead of a bank account. The payroll card is a complement to existing Direct Deposit processes already in place.

Employees without bank accounts are only one consumer target for payroll cards. Contract employees, mobile employees or short-term hires are also candidates for payroll cards. TranSend’s payroll cards are reloadable and can be used for direct deposit of recurring pay or as single-load instant issue cards for final pay, payroll adjustments, or other one-time payments.

	Need a solution fast?
	The Express Payroll Program can be implemented within one week of receipt of the Employer Agreement.

Employer Benefits

	Reduce payroll costs
	Simplify reconcilement
	Streamline processes
	Eliminate payroll check fraud
	Offer additional employee benefit
	Improve employee retention

Employee Benefits

	Receive a prepaid MasterCard® regardless of credit score or bank history
	Save money - no more expensive check cashing fees
	Save time - no more waiting to receive checks in the mail
	Use the card to make purchases anywhere debit MasterCard is accepted
	Pay bills online or over the phone
	Increase safety and security by carrying the card instead of cash

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