TranSend is an innovator in the prepaid card marketplace employing unique technology that allows our customers to deliver a product with a competitive advantage. With our patent-pending technology, TranSend delivers flexible card programs that are unmatched in the marketplace. Our unique capabilities combined with our robust product features equal strong solutions with high consumer demand.

Overdraft Privilege

TranSend programs offer a product enhancement that is unique in the payment industry: A prepaid card with true overdraft privilege capabilities. This product feature enables qualified cardholders to access additional funds beyond those currently loaded onto their cards. Our patent-pending scoring technology facilitates the decisions on overdraft amount and availability based on unique cardholder data. The decision on whether to authorize an overdraft transaction, as well as the amount available for overdraft, is made in an online, real-time environment on a per-card basis.

Overdraft Privilege cardholders can have access to additional cash for emergency uses. So, even if they don’t have enough money on the card, cardholders can pay bills before they’re late to avoid late fees or impaired credit ratings, get cash at an ATM when it’s needed the most, and have access to money in case of an emergency.